JOIN THE 1ST FREE ONLINE LEASEHOLD MASTERCLASS TOMORROW

This week’s masterclass – The leaseholder’s guide to buying your freehold

16 April 2020 | between 4pm and 5pm

  • Find out if your building qualifies
  • How to establish the purchase price
  • What does the process entail?
  • What are the pitfalls to look out for?

Take an hour from your day and join us!

In the coming weeks, Louie Burns and a panel of expert barristers, lawyers and valuers will be holding FREE ONLINE masterclasses on leasehold topics.

BOOK YOUR PLACE NOW BY CLICKING THE LINK BELOW

KEEP AN EYE OUT FOR FUTURE LEASEHOLD MASTERCLASSES……….

Cladding Demonstration London 25th February 1pm

PRESSURE IS MOUNTING …….

Manchester Cladiators have done an incredible job so far uniting leaseholder nationally and have organised this rally next week.

The directly elected mayors of Manchester and Salford will join MPs, and possibly London mayor Sadiq Khan, in a demonstration over the cladding scandal outside Parliament on February 25.

NLC urge all leaseholders to go along to show your support.

We can not stress how important it is we unite together.

Please read Leasehold Knowledge Partnership (LKP) article below for more information.

MONEY SAVING EXPERT (MSE) RAISES KEY CONSUMER ISSUES TO PARTY LEADERS. VOTE NOW

Money Saving Expert will put key consumer finance questions to ALL Party Leaders during the general election.  The top 5 will be put forward.

‘Leasehold Reform’ is on the list but we need your help to keep it in the top 5.

VOTE NOW BY CLICKING THIS LINK

The fact Leasehold Reform has made it onto Martin Lewis’s list of top consumer issues is brilliant.  This is a direct result of our hard work and keeping Leasehold in the spotlight.

We want to know what ALL parties are going to do about the Leasehold Scandal.  This is a great opportunity.

Things are chaotic at the moment in politics.  This is a cross-party issue and therefore it’s paramount we keep it top of the list when perspective MP’s and councillors come knocking on our doors during the next few weeks wanting our votes.

Therefore we urge ALL of you to:

  • Vote on the MSE Debate by clicking this link.  Choose Leasehold Reform Only (if you choose more than one our response will be watered down)
  • Ask ALL candidates who you may come into contact with during the general election what they are going to to do to end the Leasehold Scandal?  Ask them if they are successful and elected if they would join the APPG on Leasehold & Commonhold Reform
  • If successful make sure you follow this up and hold them to their commitment to join the APPG.

69767705_471712306779532_2180686777444990976_o

NLC LAUNCH MASS EMAIL EVENT – “Return our freeholds to their rightful owners”

69296027_461553707774499_6837141769734324224_n

MASS EMAIL EVENT – EXTENDED FOR 1 WEEK.

WE ARE HAVING AN IMPACT LETS CARRY ON

The NLC have launched an event to email ALL developers and request they return our freeholds ‘FREE OF CHARGE’ and ‘free from fee paying covenants & permission fees’ to their rightful owners.

Katie Kendrick states

” Developers can do the right thing but for far too long they choose not too. We are urging all leaseholders to make the reasonable request to their developers to return our freeholds to their rightful owners ahead of legislative changes. This morally is the ‘right thing to do’. It’s disappointing unless threatened with court action (as in the Cardiff case) they fail to act responsibly.

It really is a David V’s Goliath battle”

This event was launched on Facebook this morning.

FACEBOOK EVENT HERE

Leaseholders are rightly riled up about the news of a Persimmon estate in Cardiff being given their freeholds ‘FREE OF CHARGE’. Many reporting experiencing very similar situations to the Cardiff residents who are also members of the NLC

We are encouraging you to email the CEO of the developer you purchased from and ask them to follow the lead of Persimmon Homes Ltd in the Cardiff case

It’s great to see leaseholders uniting together throughout the country to fight back. Enough is enough.
This case is not an isolated case. We are not going to back down on this.

https://www.thisismoney.co.uk/money/markets/article-7391097/Persimmon-pressure-cancel-leasehold-deals.html

We MUST keep the pressure on developers. We used to carry out mass email events in the early days of the campaign and they were really effective.

We have written a template you can use (if you wish). We urge you all to get your neighbours to ALL send individual emails too. The more the better.

Please send your email to

  • CEO of developer
  • Your MP
  • Leasehold Knowledge Partnership (LKP) – sok@leaseholdknowledge.com
  • Secretary Of State For Housing Robert Jenrick
    Robert.jenrick@communities.gov.uk
  • Esther Mcvey – Housing Minister – Esther.mcvey.mp@parliament.uk
  • Your local Council & Councillor

Template letter can be found here below. Please amend to suit your situation.

Dear

On behalf of *name of estate* we would like to request you return all leaseholders their full freehold titles. Where our freeholds have been sold on to institutional investor’s without offering them to us first, we urge you to buy them back and return them to us. I’m sure you are aware of the recent Cardiff Council V’s Persimmon Homes Ltd case which settled out of court.

https://www.thisismoney.co.uk/money/markets/article-7391097/Persimmon-pressure-cancel-leasehold-deals.html

It is widely accepted that our homes should never have been Leasehold in the first place, you unnecessarily created a second asset on our homes by creating a lease. Nearly every resident who requested to buy the freehold at the point of sale were told the freehold could only be bought after 2 years, unaware that your intention was to sell the freehold onto investors before we were able to purchase the freehold. This is not acceptable. This is not an isolated case, almost everyone was told the same thing at the point of sale, this was systematic, and the responsibility is with you. As the CEO/Director you have a duty to your customers to correct the mistake of the recent past and understand this was selling a product to your customers without being totally open, honest and transparent with them.

Residents would not have proceeded with the purchase had you been open and transparent with your intentions. This crucial information was withheld from us at the point of sale which consequently prevented us from making an informed decision.

In relation to the above case Persimmon accepted they “could have communicated better or more clearly”. They went onto state “Ensuring that customer satisfaction, as part of our Persimmon Pledge, sits at the heart of our business and so when things do not go as planned, we want to do our best to put things right. As a gesture of goodwill, we have decided to provide all leasehold owners with their freehold title, without any cost”

We urge you, ahead of government legislative changes to ‘Do the right thing’ This is your opportunity to ‘Put things right’ and return to us our Freeholds (free also of fee payment covenants)

We request that you return to all leaseholders the freehold of their property. This should apply whether it was a first time buyer or subsequent buyer of the property.

We look forward to your response.


Here are a few email addresses for the CEO’s

Bellway – CEO Jason Honeyman Jason.honeyman@bellway.co.uk

Persimmon – CEO David Jenkinson

David.jenkinson@persimmonhomes.com

Barratt -CEO David Thomas David.thomas@barrattplc.co.uk
Linden Homes – CEO Grahma Prothero graham.prothero@gallifordtry.co.uk
Morris –CEO Mike Gaskell mgaskell@morrishomes.co.uk
Redrow – CEO John Tutte john.tutte@redrow.co.uk

Taylor Wimpey peter.redfern@taylorwimpey.com

Alternatively if you can’t find your CEO’s email address please SEARCH HERE

Or search on this website https://www.ceoemail.com

CLICK ON HERE TO DOWNLOAD FLAT TEMPLATE

LEASEHOLDERS UNITED TO RAISE THE FUNDS NEEDED IN LESS THAN 72 HOURS TO SEND THE NLC TO THE ‘WOMEN IN HOUSING AWARDS 2019’

This slideshow requires JavaScript.

Once again the strength of leaseholders was felt as we rallied around to raise the funds to send the NLC team to this years ‘Women In Housing Awards 2019’

We have made the short-list for 3 categories :

  1. Team of the year.
  2. Improving the lives of Women or Communities.
  3. Marketing or Communication initiative.

We are so proud to be able to attend this event to represent the 14,500 members of the National Leasehold Campaign.

If you would like to make a donation it’s not too late, you can do so by

CLICKING HERE

Any excess funds raised will be transferred to the NLC Bank Account so we can continue to fund the campaign to end the Leasehold Scandal.

A massive thank you to everyone who has donated so far. We couldn’t have done it without you. Knowing that you are all supporting us in numerous ways gives us the strength to continue this David V’s Goliath Battle.

#PEOPLEPOWER

Many Thanks for your support.

NLC Team

NLC reLEASE fund raising page to get us to the ‘Women In Housing Awards’ 2019

Women in housing graphic.png
NLC have made the Finalist in 3 Categories

 We are pleased to have made the finalist at this years

 “Women In Housing Awards 2019”

 

For us to attend this corporate event comes with a corporate price tag of almost £2500.  We run the NLC purly on donations and therefore have set up a specific fund to raise money for this event so Leaseholder’s can be represented.

 

Find our more about this event by going to our GoFundMe Page Click Here

 

https://www.gofundme.com/f/get-the-nlc-team-to-the-039women-in-housing-awards039?sharetype=teams&member=2630226&rcid=r01-156432087525-3a5c7bafd4944f71&pc=ot_co_campmgmt_w

CMA INVESTIGATION CLOSES TODAY !!

The Competition And Markets Authority Investigation into the potential breaches of consumer protection law in the leasehold housing market closes TODAY 12th July 2019.

The CMA have confirmed that we should send ONE email to the most relevant email box (e.g Ground Rents) but state that your email is also relevant to other email boxes (e.g. Permission Fees) where this applies.
Basic Information will help them including:

  • Location (where your leasehold property is, including estate name)
  • Developer (where known)
  • Year of Purchase
  • Lease Terms (ground rent amount, frequency and rate of increase)
  • Who your freeholder is now
  • Who your management company is

SALES STAFF:

  • What information were you told by the sales staff, both verbally and/or written – Please attach documented evidence if you have it – or say if you can provide it if required.
  • Do you feel you had ALL of the information to make an informed decision?
  • What information were you given verbally and/or documented about the fact the property was leasehold?
  • Were terms such as “virtually freehold” used?

MIS-SELLING

Email Misselling.leasehold@cma.gov.uk

  • You were not given enough information on the terms of your contract
  • The information you were given was difficult to understand
  • Were you given all of the information in order to make and informed decision to proceed with the purchase?
  • Were you told a price (verbally and/or written) of how much you could purchase your freehold for by sales staff? Has this changed?

3.png

PERMISSION FEES

Ever had to pay a ‘permission fee’ to make home improvements to your leasehold property? 🏠

Email : Permissionfees.leasehold@cma.gov.uk

The CMA are investigating if people are being treated fairly, and want to hear your experiences.

  • Were you aware of permission fees when you purchased the property?
  • Have the permission fees changed if your freehold has been sold on?
  • Has the freeholder tried to retain permission fees in the TP1 document?

64537921_964875240524745_3980949261893238784_o.png

SERVICE CHARGES

The CMA want your views on service charges for things like:

🔧 repairs to communal areas
🏢 building insurance
👨‍💼 building management

Email: Servicecharges.leasehold@cma.gov.uk

64248893_963388547340081_3411607671286005760_o.png

GROUND RENTS

Do you pay ground rents charges to the owner of the land a property is built on?

Groundrents.leasehold@cma.gov.uk

  • Were you aware your ground rent increases?
  • What is your current ground rent? How does it increase? (RPI/Doubling)
  • Have you had issues re mortgaging due to ground rent terms?
  • Have you tried to sell your property but the ground rent has been an issue?
  • Any other issues with Ground rents please email
  • Did your ‘Report on Title’ you received from your solicitor clearly explain the ground rent terms and increases?

62609551_962639720748297_888924287421906944_o.png


The CMA are investigating potential mis-selling and unfair terms in the leasehold market.

It would also be helpful to CC in your MP to the email too.

Call for your views

If you wish to provide information to the CMA please use one or more of the following email addresses below:

In the heading of your email please indicate the address of the property about which you are getting in touch with the CMA and any other relevant material such as, should you be contacting us to make a complaint, the person against whom you wish to complain.

In your email please provide as much detail as you are comfortable with including timescales and dates, values and frequency of payments etc.

We would appreciate initial responses by 12 July.

65845926_691877991266224_5517396867698130944_n.png

LEASEHOLD DEBATE ANNOUNCED FOR 11TH JULY – EMAIL YOUR MP NOW

This week the Government responded to Committee’s Leasehold reform report

This has triggered a debate in the Commons next Thursday to discuss the report.

Thursday 11th July in the Main Chamber
The debate is on the governments response to the excellent Select Committee report

We need you to :

a) Please write to your MP and remind them of the debate and urge them to attend to represent your interests.

b) If you have the time and can attend ask your MP if they can book you a seat in the public gallery.

c) Please make sure your MP is aware that they can ask LKP as the secretariat of the APPG for briefing notes. They need to email martin.boyd@leaseholdknowledge.com

This debate is your best opportunity for your MP to argue that more should be done to help you as existing leaseholders!!!

This is great news. Please take the time to email your MP. Lets flood their inboxes. More needs to be done for existing leaseholders, the battle is far from over.

If you don’t know your MP’s Email address they can be contacted by clicking here

This slideshow requires JavaScript.

WORRIED ABOUT LEASEHOLD? – PLEASE TELL US – SURVEY EXTENDED 24 HRS – Closes Sunday 16th.

mental health.jpg

CLOSING DATE EXTENDED 24HRS

PLEASE COMPLETE OUR SURVEY HERE

CLOSING TONIGHT 16 TH JUNE AT MIDNIGHT

“As many of you will know I am a nurse with a particular interest in Mental Health. I am deeply concerned what the human cost of this scandal is. Having spent hours speaking to so many leaseholders, and hearing so many heartbreaking stories the officials need to know this. Our homes should be our safe haven. For far too many it’s turned into a living nightmare. We really want to capture the impact the Leasehold Scandal is having on our lives. Please take a moment to complete our short survey. The results will help us to raise awareness of this scandal. Capturing the Human Impact is vital. Never give up fighting, we must stick together and I remain positive that if we do so we will get justice”.

Many Thanks for your continued support. Katie Kendrick

I would like to also thank the charity Silence of Suicide for helping us run this important survey.

katie.jpg

NLC LAUNCH SATISFACTION SURVEY: Legal Advice Given During The Conveyancing Process

On 5th April 2019 the Solicitors Regulatory Authority (SRA) published a report based on evidence collected from a range of conveyancing solicitor firms.

They identified this as a “Residential Conveyancing Thematic Review using a sample of 40 law firms offering residential conveyancing services and conducted a detailed review of 80 case files.

Click here to view Residential Conveyancing Thematic Review

Out of that sample they only found 6 cases that required further investigation and stated:

“We found that most firms were fulfilling their obligations.

In particular, we found that:

  • All firms proactively communicated with clients at all key stages of a purchase, with the majority meeting them face-to-face at least once

  • All firms provided clients with clear information on their complaints procedures

  • Firms are increasingly embracing technology, especially regarding how they communicate with clients.”

They go on to highlight some areas of concern including the following :

“not explaining the difference between freehold and leasehold ownership”

 

The National Leasehold Campaign welcomes the SRA review particularly the recognition that freehold and leasehold tenure is not always explained adequately. However the scope of their research did not include the opinions of purchasers.

To address this issue we (NLC) have created this survey to collect data on property purchaser experiences in relation to all aspects of the conveyancing process. The majority of questions mirror those used by the SRA in their review to allow direct comparison of results.

Additional questions have been included based upon experiences shared by members of the NLC Closed Facebook Group

This survey is supported by the Leasehold Knowledge Partnership (LKP) by offering to assist in the analysis and dissemination of results.

We would be extremely grateful if you could complete the Survey by clicking the link below.

NLC SURVEY CLICK HERE

It is completely anonymised and we do not ask you for any personal details.

The survey will take 8 mins to complete.

If you have any questions about the survey please email nationalleaseholdcampaign@gmail.com