WORRIED ABOUT LEASEHOLD? – PLEASE TELL US – SURVEY EXTENDED 24 HRS – Closes Sunday 16th.

mental health.jpg

CLOSING DATE EXTENDED 24HRS

PLEASE COMPLETE OUR SURVEY HERE

CLOSING TONIGHT 16 TH JUNE AT MIDNIGHT

“As many of you will know I am a nurse with a particular interest in Mental Health. I am deeply concerned what the human cost of this scandal is. Having spent hours speaking to so many leaseholders, and hearing so many heartbreaking stories the officials need to know this. Our homes should be our safe haven. For far too many it’s turned into a living nightmare. We really want to capture the impact the Leasehold Scandal is having on our lives. Please take a moment to complete our short survey. The results will help us to raise awareness of this scandal. Capturing the Human Impact is vital. Never give up fighting, we must stick together and I remain positive that if we do so we will get justice”.

Many Thanks for your continued support. Katie Kendrick

I would like to also thank the charity Silence of Suicide for helping us run this important survey.

katie.jpg

THE NATIONAL LEASEHOLD CAMPAIGN PLEDGE

As our Petition to Abolish Leasehold in the UK reaches over 27,500, the National Leasehold Campaign (NLC) have unveiled its Mayday Pledge to bring justice for the more than six million Brits trapped in what is widely tipped to be the next mis-selling scandal.

As a not-for-profit organisation we have devised different pledges for developers, freeholders and local authorities to sign up to in the wake of the industries own pledge announced in March, which has been described by the NLC as being ‘as little as they think they can get away with’

“We have now created the NLC Mayday Pledge where we are calling on developers, freeholders and local authorities to put their money where their mouth is. If they are truly concerned with acting in an ethical and transparent way, which their track record totally belies, then they will sign and actively embrace the changes needed. They cannot be trusted to regulate themselves and their pledge does not go far enough.”

We, the National Leasehold Campaign pledge to:

  1. Campaign for the abolition of leasehold in England and Wales.
  2. Campaign for Commonhold to be mandatory.
  3. Campaign for full redress for those trapped in the Leasehold Scandal including a mis-selling inquiry.
  4. Campaign for the adoption of the recommendations recently published in the Housing, Communities and Local Government Select Committee report on Leasehold Reform and ensure these are included in all political party manifestos.
  5. Continue to support MHCLG on leasehold reform.
  6. Continue to support the Law Commission on their programme of leasehold reform.
  7. Support the All-Party Parliamentary Group (APPG) on leasehold reform, of which the charity Leasehold Knowledge Partnership is the secretariat and organizes all meetings.
  8. Raise awareness of leasehold (both flats & houses), fleecehold and non-adoption of public services.
  9. Ensure leaseholders avoid the pitfalls of informal lease extensions and purchase of freehold.

It’s time for Government to take a much stronger stance and avoid being taken in like Little Red Riding Hood as the leasehold wolves dress up like Granny.

This is what we believe the public pledge signed by freeholders should be:

We, the undersigned freeholders, pledge to:

1. Identify all leaseholders with leases which contain a clause whereby ground rent doubles or increases with RPI, contact leaseholders to inform them and offer them the option to purchase their freehold at the verbally agreed price discussed when the property was reserved or convert ground rent in line with the recommendations of the Commons Select Committee (ground rent should not exceed £250 pa and should not increase over time).

2. Repeat this offer when contacting a leaseholder or, if this is not always appropriate, ensure this offer is communicated clearly and displayed in a public open forum (for example, a website or communal notice board etc).

3. Should a leaseholder accept to change a doubling clause the Leaseholders will not incur any fees to alter.

4. Assist any leaseholder who approaches us to request clauses be reviewed (or any other matter regarding their lease), even if they have not previously taken up an offer of variation at no cost to the leaseholder.

5. Abolish permission fees for home alterations, remortgages, etc.

6. Ensure the process for leaseholders to acquire the freehold on their home or extend the terms of the lease is uncomplicated, transparent and fair.

7. Support leaseholders who wish to take over the collective management of their homes and any communal areas in excess of the currently inadequate leaseholder rights enshrined in legislation.

8. Have in place a complaints process that is transparent and fair, ensuring that complaints are heard and dealt with, and redress given quickly.

9. Have in place an appropriate redress scheme, so leaseholders have assurance that complaints will be heard.

This is what we believe the public pledge signed by Developers should be:

We, the undersigned developers, pledge to:

1. Not to build any new leasehold houses.

2. Ensure that shared buildings are commonhold not leasehold.

3. Work with Local Authorities to ensure that common areas and public services are adopted.

4. Abolish permission fees for home alterations, remortgages, etc.

5. Develop and manage a comprehensive Code of Practice which establishes the highest ethical and operational standards for the building and sale of new properties, including a Key Features document at the point of sale and mandating full disclosure of all charges.

6. Implement a redress scheme to provide full financial redress for the thousands of customers who were not fully informed when they bought leasehold properties from us.

7. Immediately cease to recommend professionals to assist with the purchase of a new home (conveyancing solicitors, mortgage advisors, etc.)

8. Immediately cease selling any freeholds currently held by us to any third party investor and offer them to existing leaseholders at the verbally agreed price discussed when the property was reserved or convert ground rent in line with the recommendations of the Commons Select Committee (ground rent should not exceed £250 pa and should not increase over time).

9. Buy back the freeholds sold onto third parties and sell them back to the leaseholder at the price verbally agreed at the point of sale.

This is what we believe the public pledge signed by Local Authority’s should be:

We, the undersigned Local Authorities pledge to:

1. Support leaseholders who are trapped in the Leasehold Scandal.

2. Support any legal action that leaseholders may undertake in relation to mis-selling.

3. Make it clear to developers that Local Authorities will not work with developers who continue to exploit leaseholders.

4. Support the adoption of common areas and public services.

5. Support and promote future Commonhold developments.

PLedge

Please support our pledge.

Nationalleaseholdcampaign@gmail.com

 

” One has a moral responsibility to disobey unjust laws” – Martin Luther King Jr.

NLC LAUNCH SATISFACTION SURVEY: Legal Advice Given During The Conveyancing Process

On 5th April 2019 the Solicitors Regulatory Authority (SRA) published a report based on evidence collected from a range of conveyancing solicitor firms.

They identified this as a “Residential Conveyancing Thematic Review using a sample of 40 law firms offering residential conveyancing services and conducted a detailed review of 80 case files.

Click here to view Residential Conveyancing Thematic Review

Out of that sample they only found 6 cases that required further investigation and stated:

“We found that most firms were fulfilling their obligations.

In particular, we found that:

  • All firms proactively communicated with clients at all key stages of a purchase, with the majority meeting them face-to-face at least once

  • All firms provided clients with clear information on their complaints procedures

  • Firms are increasingly embracing technology, especially regarding how they communicate with clients.”

They go on to highlight some areas of concern including the following :

“not explaining the difference between freehold and leasehold ownership”

 

The National Leasehold Campaign welcomes the SRA review particularly the recognition that freehold and leasehold tenure is not always explained adequately. However the scope of their research did not include the opinions of purchasers.

To address this issue we (NLC) have created this survey to collect data on property purchaser experiences in relation to all aspects of the conveyancing process. The majority of questions mirror those used by the SRA in their review to allow direct comparison of results.

Additional questions have been included based upon experiences shared by members of the NLC Closed Facebook Group

This survey is supported by the Leasehold Knowledge Partnership (LKP) by offering to assist in the analysis and dissemination of results.

We would be extremely grateful if you could complete the Survey by clicking the link below.

NLC SURVEY CLICK HERE

It is completely anonymised and we do not ask you for any personal details.

The survey will take 8 mins to complete.

If you have any questions about the survey please email nationalleaseholdcampaign@gmail.com

THE TRUE IMPACT OF THE LEASEHOLD SCANDAL ON OUR MENTAL HEALTH

 

The TRUE Impact of the Leasehold Scandal

CALLING ALL LEASEHOLDERS TO COMPLETE THIS LEASEHOLD MENTAL HEALTH IMPACT SURVEY.

The National Leasehold Campaign are keen to understand the personal impact of the leasehold scandal which thousands are caught in.  Although well documented in terms of financial implications, the impact on mental health is not captured anywhere.  We believe its paramount that we capture this somehow.  All data will be anonymised and used as collective evidence to capture the true impact.

We have received help from Silence Of Suicide (sossilenceofsuicide.org) to try to capture the TRUE impact of the Leasehold Scandal.

Silence of Suicide are an amazing charity who offer a unique service that delivers free, national meetings which encourage open and honest discussion about suicide and other mental health issues.  We thank them for their support with this important issue.

Please take a few moments to complete this survey.

CLICK HERE TO TAKE PART IN OUR SURVEY

If you are struggling with your mental health please do seek support, Don’t be alone:

SAMARITANS

116 123 (UK & ROI) Ring FREE
VISIT SAMARITANS WEBSITE

samaritans-1.png

Many Thanks for your continued support

RIGHT TO MANAGE (RTM) CONSULTATION CLOSES SOON – 30TH APRIL

WE NEED YOUR HELP AGAIN.

We Know you are all tired of completing consultation after consultation but PLEASE do not stop. We need to keep going.

Helping leaseholders take control over the running of their buildings.
The Law Commission are conducting a public consultation on reform of the right to manage: “Leasehold home ownership: exercising the right to manage”.

The consultation period is open until 30 April 2019.

They want to hear from everyone with views on the law and process of RTM – leaseholders, landlords, campaigners, property developers, industry bodies, professionals and academics.

The Consultation Paper is lengthy and technical. Please don’t be put off by this. You do not need to answer every question.

If you are only interested in one part of our consultation, or even if you wish to answer only one question, you can respond to just that part or question.You do not need to complete all of your answers in one go.

You can save and return to the form at any time.The Law Comission have provided guidance and explanations on their website. Please take the time to read them.

Law Commission guidance here

Right to Manage

How to complete the consultation?

Comments may be sent using the online form, accessible here. Where possible, it would be helpful if this form was used.

Alternatively, comments may be sent:
By email to rtm@lawcommission.gov.uk.

By post to Right to Manage Team, Law Commission, 1st Floor, Tower, 52 Queen’s Anne Gate, London, SW1H 9AG.
(If you send your comments by post, it would be helpful if, whenever possible, you could also send them electronically.)

There is also a short survey leaseholders can complete.

SHORT SURVEY:They have produced a short survey for leaseholders and directors of RTM companies to complete, to tell us about their experiences of the RTM.You can access it here.

PLEASE SUPPORT EACHOTHER IN TRYING TO DETANGLE OURSELVES FROM THIS LEASEHOLD WEB.

NLC urges ALL leaseholders to email their MPS & ask them to support the Select Committees Recommendations.

The government now have 2 months to respond to the report.

NOW IS THE TIME TO KEEP THE PRESSURE ON. WE CAN NOT AFFORD TO GO QUIET.

Even if you have contacted your MP before its paramount you do so again.

1. Ask your MP to write to MHCLG to ask them to adopt the recommendations from the Select Committee Inquiry into leasehold reform. Include the link to the report in your email:

https://publications.parliament.uk/pa/cm201719/cmselect/cmcomloc/1468/full-report.html

Select Committee Report

2. If your MP is already a member of the APPG on leasehold & Commonhold Reform, thank them and remind them the next meeting is on Thursday 9th May.

3. If not a member of APPG ask them to join. They can join as friend if they hold a position that means they can’t become a member.

If you are unsure if your MP is a member of the APPG please check here

APPG MEMBERS LIST HERE

We have created a Facebook event for this too so take a look here :

https://www.facebook.com/events/265664684375336/?ti=cl

Facebook event – please join us

“Together we can do this. This campaign has galvanised leaseholders. We have achieved so much already BUT we still have a long way to go. Stay positive & stay focussed. Real change is coming if we stick together”

Katie Kendrick (Founder of the NLC)

#peoplepower

Watch the “Select Committee Leasehold Reform Report Statement” on YouTube


Notice: class-oembed.php is deprecated since version 5.3.0! Use wp-includes/class-wp-oembed.php instead. in /var/www/vhosts/nationalleaseholdcampaign.org/httpdocs/wp-includes/functions.php on line 4719

Unanimous cross party support in Parliament describing the situation as a “SCANDAL & RACKET”

We would recommend you watch the Select Committee Report being presented to Parliament by Clive Betts.

MPS feel strongly about what has gone on. MPS want existing leaseholders to get redress. Our voices are being heard at last.

Several MPS played tribute to the work of the National Leasehold Campaign (NLC) & Leasehold Knowledge Partnership (LKP).

We NEED the recommendations to be implemented by government ASAP.

Please write to your MP to ask them to write to the Secretary Of State James Brokenshire to asking for these recommendations to be implemented.

We ask everyone to continue to sign & share our

ABOLISH LEASEHOLD PETITION

https://petition.parliament.uk/petitions/238071

We can do this. We will NOT give up. We MUST keep the pressure on government. This MUST be relentless.

#peoplepower

Damning Leasehold Inquiry Report reLEASED

Can Leaseholders be reLEASED from the shackles of Leasehold???

“Leaseholders have been treated by developers, freeholders and managing agents, not as homeowners or customers, but as a source of steady profit”

The Leasehold Reform Inquiry is now concluded and their damning report was published this week on 20th March 2019.

The House of Commons Committee report made recommendations to the Government, the Competition and Markets Authority and the Law Commission.

They have two months to respond.

READ DAMNING REPORT CLICK HERE

“Reflects a serious cross market failure of oversight of sales practices”

NLC STATEMENT TO THE REPORT

The Housing, Communities and Local Government Committee report into leasehold reform is a damning indictment of the leasehold scandal that has turned the dream of so many homeowners into a living nightmare. We hope that Government will act swiftly on the many recommendations the Committee have put forward, particularly an investigation into mis-selling by the Competition and Markets Authority (CMA) and the many legislative changes recommended to protect consumers.

We at the National Leasehold Campaign are hugely proud of the significant contribution that we have made to highlight the multitude of leasehold abuses and mobilise leaseholders to work together to raise awareness and bring about much needed reform. The National Leasehold Campaign will continue to campaign for the abolition of leasehold in England and Wales and we will be watching the Government’s response to this independent committee’s report closely to ensure that this scandal is resolved and the millions trapped by these feudal laws get the fair treatment and redress they deserve.

Katie Kendrick, Cath Williams & Jo Darbyshire

Please do take the time to read the full report.

Many will want to know if this report helps existing leaseholders :

  • It would be legally possible for the Government to introduce legislation to remove onerous ground rents in existing leases.
  • Existing ground rents should be limited to 0.1% of the present value of a property, up to a maximum of £250 per year. They should not increase above £250 over time, by RPI or any other mechanism.
  • Introduce legislation to restrict onerous permission fees in existing leases.
  • Where leaseholders have paid unreasonable permission fees or ground rents over the course of their leases so far, they should have those refunded by freeholders with interest. In such circumstances the government should establish a clear and easily accessible route to compensation for affected leaseholders

Other recommendations include:

  • Introduce low-interest loans—a Help to Buy scheme for leaseholders—so that leaseholders who want to enfranchise or extend their leases, but cannot afford to or obtain the necessary finance, have the opportunity to do so.
  • Invite, and fund, the Law Commission to conduct a more comprehensive review of leasehold legislation.
  • Ensure that commonhold becomes the primary model of ownership of flats in England and Wales, as it is in many other countries.
  • CMA to investigate mis-selling in the leasehold sector and make recommendations for appropriate compensation.
  • More appropriate to refer to this tenure as ‘Lease-rental’.
  • Alternative the government should establish a compensation scheme for the mis-sale of onerous ground rents, funded by the relevant developers and the purchasers’ solicitors.

We would like to thank each and everyone one of you for your continued support. We got this Select Committee Inquiry because leaseholders galvanised together. It is a true illustration of People Power at its best. This is not the end of our fight, this really is a David V’s Goliath Battle. But it is a battle we will win. The momentum is there, it is up to leaseholders nationally to ensure we continue to keep the pressure on and make as much noise as possible.
WHAT CAN YOU DO NOW….

We would like everyone to contact your local MP with a copy of the report. Ask them to continue to raise this in the Chamber. Ask them to write to James Brokenshire supporting the Select Committees recommendations. We need these recommendations to be actioned. Words are not enough, we need Action.

This slideshow requires JavaScript.

LEAFLET AWARENESS CAMPAIGN LAUNCHED

NLC launched a new leaflet to raise awarness. The support from around the England & Wales has been phenomenal. We have posted over 30k leaflets to campaigners who are eager and keen to mobilise and raise awareness.

Leaflets have been spotted all around the UK.

This slideshow requires JavaScript.

If you have spotted any leaflets or would like us to send you some leaflets please email :

nationalleaseholdcampaign@gmail.com

Please let us know if you can help.

#PEOPLEPOWER

ABOLISH LEASEHOLD PETITION SUPPORTED BY 20K

Abolish Leasehold Petition has smashed through 20k today. 

Katie Kendrick, who created the National Leasehold Campaign launched this petition on 1st February 2019.

Katie states “This petition is an excellent illustration of people uniting together to send one clear message.  Leasehold has to go. Leasehold needs to be Abolished NOT polished.  This week the Law Commissions Consultation on Commonhold Closed and I’m hoping the strong message to make Commonhold Mandatory was echoed within the submissions.  We want to be able to own our homes.  We understand that comes with responsibility too but it’s our responsibility to have in our own homes not a 3rd party investor”

20k
NLC Petition Reaches 20k

PLEASE SIGN PETITION HERE

 

Please continue to share our petition with Family & Friends.  Please Tweet using hashtags #Leaseholdscandal #NLC #Peoplepower #Abolishleasehold

NLC Twitter Handle is @NLC_2019