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WORRIED ABOUT LEASEHOLD? – PLEASE TELL US – SURVEY EXTENDED 24 HRS – Closes Sunday 16th.

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CLOSING DATE EXTENDED 24HRS

PLEASE COMPLETE OUR SURVEY HERE

CLOSING TONIGHT 16 TH JUNE AT MIDNIGHT

“As many of you will know I am a nurse with a particular interest in Mental Health. I am deeply concerned what the human cost of this scandal is. Having spent hours speaking to so many leaseholders, and hearing so many heartbreaking stories the officials need to know this. Our homes should be our safe haven. For far too many it’s turned into a living nightmare. We really want to capture the impact the Leasehold Scandal is having on our lives. Please take a moment to complete our short survey. The results will help us to raise awareness of this scandal. Capturing the Human Impact is vital. Never give up fighting, we must stick together and I remain positive that if we do so we will get justice”.

Many Thanks for your continued support. Katie Kendrick

I would like to also thank the charity Silence of Suicide for helping us run this important survey.

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CMA launch Investigation – A Momentous Day For Our Campaign

Today the Competition and Markets Authority (CMA) has formally launched an Investigation into potential breaches of consumer protection law in the leasehold housing market.

This is a momentous day for leaseholders.

The National Leasehold Campaign warmly welcomes today’s launch of the CMA investigation into the leasehold housing market. We will, of course, be happy to work with the CMA to give evidence to support their investigation. For thousands of hard-working families across England and Wales, their dreams of home ownership have turned into a living nightmare with onerous ground rents, stinging permission fees, rocketing service charges and that stomach churning, penny drop moment when you realise that you don’t own a single brick of your property – the only thing you own is the lease and you are a tenant. It’s time for England and Wales to catch up with Scotland and abolish leasehold tenure to the history books where it belongs.

 

CMA launches consumer law investigation into leasehold market – Click here to view

https://www.gov.uk/cma-cases/leasehold#call-for-your-views

The CMA has asked for us to submit all our evidence by the 12th July.

Take a look at their CALL FOR EVIDENCE HERE

 

We thank you for your continued support and would encourage you to submit your evidence to the CMA

NATIONAL LEASEHOLD CAMPAIGN NOMINATED FOR WOMEN IN HOUSING AWARDS 2019

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Justin Madders MP, Katie Kendrick, Jo Darbyshire & Cath Williams at the first Leaseholders Conference in Manchester November 2018 held jointly with Leasehold Knowledge Partnership (LKP)

We are so proud that people are nominating us for the Women In Housing Awards.

As you know we work tirelessly for ALL leaseholders who are caught up in the complicated leasehold system. If you think we deserve to be nominated for this award please take a moment to complete the nomination process.

We are suggesting the following categories:

  1. TEAM OF THE YEAR – National Leasehold Campaign
  2. WOMEN OF THE YEAR – Katie Kendrick (founder of the NLC)

TEAM OF THE YEAR

The NLC was launched in Jan 2017 and has gone from strength to strength. The past 12 months we have:

  • Held a demonstration in London which was supported by many MPS.

The NLC have galvanised leaseholders. Leaseholder’s now have a voice, our voices are being heard at the highest level and we will continue to make as much noise as possible until we are reLEASED.

If Leasehold Knowledge Partnership (LKP) was run by women they would win this award hands down. Without them the NLC would not be where we are today, and for that we are extremely thankful.

WOMEN OF THE YEAR

Katie Kendrick has been described as The Erin Brockovich of Ellesmere Port by award winning journalist Martina Lees in this excellent article Home Front

Katie has been a guest speaker at this years Professionalism In Property Conference 2019 where she joined some of the industries top property professionals. Katie spoke about : Leasehold property – Informing purchasers and examining mis-selling

  • Improving awareness of Leasehold tenure
  • Regulating and standardising information
  • Examples of mis-selling examined
  • Defining good practice

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Katie has also been asked to speak at UK Finance – Arrears & Possessions Conference 2019

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Justin Madders MP endorses the National Leasehold Campaign trio for prestigious Women In Housing Awards

Justin Madders MP endorses the National Leasehold Campaign trio for prestigious Women In Housing Awards

Step by step guide how to nominate:

  1. Go to website http://www.womeninhousingawards.co.uk/
  2. Create an Account using your email address.
  3. Click on begin a new submission
  4. Complete YOUR personal contact details, then complete ENTRY details. For Team Nomination use National Leasehold Campaign, for Women of the Year use Katie Kendrick (NLC).
  5. Click “I am nominating someone else for this category” – include NLC email address here (nationalleaseholdcampaign@gmail.com)
  6. Select the category from the drop down menu (either Women of the Year or Team of the Year) – we would appreciate if people could do both.
  7. From the drop down “job function that most clsely matches this team” you could select ‘Policy’ or ‘Other’
  8. Then please include in your own personal words why you would like to nominate.

MANY THANKS FOR YOU CONTINUED SUPPORT.

#PEOPLEPOWER

CLOSING DATE 6TH JUNE 2019

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THE NATIONAL LEASEHOLD CAMPAIGN PLEDGE

As our Petition to Abolish Leasehold in the UK reaches over 27,500, the National Leasehold Campaign (NLC) have unveiled its Mayday Pledge to bring justice for the more than six million Brits trapped in what is widely tipped to be the next mis-selling scandal.

As a not-for-profit organisation we have devised different pledges for developers, freeholders and local authorities to sign up to in the wake of the industries own pledge announced in March, which has been described by the NLC as being ‘as little as they think they can get away with’

“We have now created the NLC Mayday Pledge where we are calling on developers, freeholders and local authorities to put their money where their mouth is. If they are truly concerned with acting in an ethical and transparent way, which their track record totally belies, then they will sign and actively embrace the changes needed. They cannot be trusted to regulate themselves and their pledge does not go far enough.”

We, the National Leasehold Campaign pledge to:

  1. Campaign for the abolition of leasehold in England and Wales.
  2. Campaign for Commonhold to be mandatory.
  3. Campaign for full redress for those trapped in the Leasehold Scandal including a mis-selling inquiry.
  4. Campaign for the adoption of the recommendations recently published in the Housing, Communities and Local Government Select Committee report on Leasehold Reform and ensure these are included in all political party manifestos.
  5. Continue to support MHCLG on leasehold reform.
  6. Continue to support the Law Commission on their programme of leasehold reform.
  7. Support the All-Party Parliamentary Group (APPG) on leasehold reform, of which the charity Leasehold Knowledge Partnership is the secretariat and organizes all meetings.
  8. Raise awareness of leasehold (both flats & houses), fleecehold and non-adoption of public services.
  9. Ensure leaseholders avoid the pitfalls of informal lease extensions and purchase of freehold.

It’s time for Government to take a much stronger stance and avoid being taken in like Little Red Riding Hood as the leasehold wolves dress up like Granny.

This is what we believe the public pledge signed by freeholders should be:

We, the undersigned freeholders, pledge to:

1. Identify all leaseholders with leases which contain a clause whereby ground rent doubles or increases with RPI, contact leaseholders to inform them and offer them the option to purchase their freehold at the verbally agreed price discussed when the property was reserved or convert ground rent in line with the recommendations of the Commons Select Committee (ground rent should not exceed £250 pa and should not increase over time).

2. Repeat this offer when contacting a leaseholder or, if this is not always appropriate, ensure this offer is communicated clearly and displayed in a public open forum (for example, a website or communal notice board etc).

3. Should a leaseholder accept to change a doubling clause the Leaseholders will not incur any fees to alter.

4. Assist any leaseholder who approaches us to request clauses be reviewed (or any other matter regarding their lease), even if they have not previously taken up an offer of variation at no cost to the leaseholder.

5. Abolish permission fees for home alterations, remortgages, etc.

6. Ensure the process for leaseholders to acquire the freehold on their home or extend the terms of the lease is uncomplicated, transparent and fair.

7. Support leaseholders who wish to take over the collective management of their homes and any communal areas in excess of the currently inadequate leaseholder rights enshrined in legislation.

8. Have in place a complaints process that is transparent and fair, ensuring that complaints are heard and dealt with, and redress given quickly.

9. Have in place an appropriate redress scheme, so leaseholders have assurance that complaints will be heard.

This is what we believe the public pledge signed by Developers should be:

We, the undersigned developers, pledge to:

1. Not to build any new leasehold houses.

2. Ensure that shared buildings are commonhold not leasehold.

3. Work with Local Authorities to ensure that common areas and public services are adopted.

4. Abolish permission fees for home alterations, remortgages, etc.

5. Develop and manage a comprehensive Code of Practice which establishes the highest ethical and operational standards for the building and sale of new properties, including a Key Features document at the point of sale and mandating full disclosure of all charges.

6. Implement a redress scheme to provide full financial redress for the thousands of customers who were not fully informed when they bought leasehold properties from us.

7. Immediately cease to recommend professionals to assist with the purchase of a new home (conveyancing solicitors, mortgage advisors, etc.)

8. Immediately cease selling any freeholds currently held by us to any third party investor and offer them to existing leaseholders at the verbally agreed price discussed when the property was reserved or convert ground rent in line with the recommendations of the Commons Select Committee (ground rent should not exceed £250 pa and should not increase over time).

9. Buy back the freeholds sold onto third parties and sell them back to the leaseholder at the price verbally agreed at the point of sale.

This is what we believe the public pledge signed by Local Authority’s should be:

We, the undersigned Local Authorities pledge to:

1. Support leaseholders who are trapped in the Leasehold Scandal.

2. Support any legal action that leaseholders may undertake in relation to mis-selling.

3. Make it clear to developers that Local Authorities will not work with developers who continue to exploit leaseholders.

4. Support the adoption of common areas and public services.

5. Support and promote future Commonhold developments.

PLedge

Please support our pledge.

Nationalleaseholdcampaign@gmail.com

 

” One has a moral responsibility to disobey unjust laws” – Martin Luther King Jr.

NLC LAUNCH SATISFACTION SURVEY: Legal Advice Given During The Conveyancing Process

On 5th April 2019 the Solicitors Regulatory Authority (SRA) published a report based on evidence collected from a range of conveyancing solicitor firms.

They identified this as a “Residential Conveyancing Thematic Review using a sample of 40 law firms offering residential conveyancing services and conducted a detailed review of 80 case files.

Click here to view Residential Conveyancing Thematic Review

Out of that sample they only found 6 cases that required further investigation and stated:

“We found that most firms were fulfilling their obligations.

In particular, we found that:

  • All firms proactively communicated with clients at all key stages of a purchase, with the majority meeting them face-to-face at least once

  • All firms provided clients with clear information on their complaints procedures

  • Firms are increasingly embracing technology, especially regarding how they communicate with clients.”

They go on to highlight some areas of concern including the following :

“not explaining the difference between freehold and leasehold ownership”

 

The National Leasehold Campaign welcomes the SRA review particularly the recognition that freehold and leasehold tenure is not always explained adequately. However the scope of their research did not include the opinions of purchasers.

To address this issue we (NLC) have created this survey to collect data on property purchaser experiences in relation to all aspects of the conveyancing process. The majority of questions mirror those used by the SRA in their review to allow direct comparison of results.

Additional questions have been included based upon experiences shared by members of the NLC Closed Facebook Group

This survey is supported by the Leasehold Knowledge Partnership (LKP) by offering to assist in the analysis and dissemination of results.

We would be extremely grateful if you could complete the Survey by clicking the link below.

NLC SURVEY CLICK HERE

It is completely anonymised and we do not ask you for any personal details.

The survey will take 8 mins to complete.

If you have any questions about the survey please email nationalleaseholdcampaign@gmail.com

NLC reaches 14k members

The National Leasehold Campaign have reached 14k members today.

This is a massive milestone. The campaign has come so far and continues to go from strength to strength. It’s a brilliant illustration of people power at it’s best. We will continue to grow & fight until this feudal outdated abusive system is ABOLISHED.

Today Katie Kendrick (Founder of the NLC) spoke on Radio 2 Jeremy Vine which has really helped us to reach even more leaseholders.

You can listen to the programme in the link below.

Jeremy Vine BBC Radio 2

We will continue to make noise.

Please read our journey so far in this excellent article written by award winning journalist Martina Lee’s

HomeFront article

Dont forget to sign our petition to

ABOLISH LEASEHOLD

NLC BACKS ‘END OUR CLADDING SCANDAL CAMPAIGN’

Inside Housing have launched a campaign ‘End Our Cladding Scandal

CLICK HERE FOR DETAILS

End Our Cladding Scandal aims:

  • Government provides a fund to cover the cost of cladding removal and remedial works on private block.
  • A firm timescale is set out of no more than two years for the work to be carried out
  • Residents are reimbursed for the interim fire safety costs incurred, and funding is to be provided for necessary internal fire safety measures identified by a competent fire risk assessor

The National Leasehold Campaign are one of many organisations backing this campaign to End Our Cladding Scandal

TWITTER STORM

Please join in on Twitter to raise awareness of this campaign by using the hashtag #EndOurCladdingScandal

THE TRUE IMPACT OF THE LEASEHOLD SCANDAL ON OUR MENTAL HEALTH

 

The TRUE Impact of the Leasehold Scandal

CALLING ALL LEASEHOLDERS TO COMPLETE THIS LEASEHOLD MENTAL HEALTH IMPACT SURVEY.

The National Leasehold Campaign are keen to understand the personal impact of the leasehold scandal which thousands are caught in.  Although well documented in terms of financial implications, the impact on mental health is not captured anywhere.  We believe its paramount that we capture this somehow.  All data will be anonymised and used as collective evidence to capture the true impact.

We have received help from Silence Of Suicide (sossilenceofsuicide.org) to try to capture the TRUE impact of the Leasehold Scandal.

Silence of Suicide are an amazing charity who offer a unique service that delivers free, national meetings which encourage open and honest discussion about suicide and other mental health issues.  We thank them for their support with this important issue.

Please take a few moments to complete this survey.

CLICK HERE TO TAKE PART IN OUR SURVEY

If you are struggling with your mental health please do seek support, Don’t be alone:

SAMARITANS

116 123 (UK & ROI) Ring FREE
VISIT SAMARITANS WEBSITE

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Many Thanks for your continued support

RIGHT TO MANAGE (RTM) CONSULTATION CLOSES SOON – 30TH APRIL

WE NEED YOUR HELP AGAIN.

We Know you are all tired of completing consultation after consultation but PLEASE do not stop. We need to keep going.

Helping leaseholders take control over the running of their buildings.
The Law Commission are conducting a public consultation on reform of the right to manage: “Leasehold home ownership: exercising the right to manage”.

The consultation period is open until 30 April 2019.

They want to hear from everyone with views on the law and process of RTM – leaseholders, landlords, campaigners, property developers, industry bodies, professionals and academics.

The Consultation Paper is lengthy and technical. Please don’t be put off by this. You do not need to answer every question.

If you are only interested in one part of our consultation, or even if you wish to answer only one question, you can respond to just that part or question.You do not need to complete all of your answers in one go.

You can save and return to the form at any time.The Law Comission have provided guidance and explanations on their website. Please take the time to read them.

Law Commission guidance here

Right to Manage

How to complete the consultation?

Comments may be sent using the online form, accessible here. Where possible, it would be helpful if this form was used.

Alternatively, comments may be sent:
By email to rtm@lawcommission.gov.uk.

By post to Right to Manage Team, Law Commission, 1st Floor, Tower, 52 Queen’s Anne Gate, London, SW1H 9AG.
(If you send your comments by post, it would be helpful if, whenever possible, you could also send them electronically.)

There is also a short survey leaseholders can complete.

SHORT SURVEY:They have produced a short survey for leaseholders and directors of RTM companies to complete, to tell us about their experiences of the RTM.You can access it here.

PLEASE SUPPORT EACHOTHER IN TRYING TO DETANGLE OURSELVES FROM THIS LEASEHOLD WEB.

“Government must not allow developers & freeholders who created this crisis to be allowed to define the solutions” – Clive Betts

Clive Betts (Chair of the Select Committee) has written to the Secretary Of State James Brokenshire on 1st April 2019 sharing many of the concerns Leaseholders have with this pledge’.

Select Committee Letter

https://www.parliament.uk/documents/commons-committees/communities-and-local-government/2017-19-Correspondence/190401%20Chair%20to%20SoS%20re%20leasehold%20reform.pdf

“We trust that the reforms you announced last week are simply interim measures & that the governments full response to our report will demonstrate a more robust approach to tackling the significant problems we found in the leasehold sector.

“We are concerned that the government appears willing to place a significant level of trust in the same industry that created onerous leases in the first place”.

“We hope that the governments full response to our report will reflect a desire to ACT in the interests of leaseholders who have been badly let down and not allow developers & freeholders who created this crisis to be allowed to define solutions”.

The National Leasehold Campaign are yet to find one leaseholder who are happy with the industry ‘pledge’. Read the NLC reponse to the Pledge below…

It’s time for Government to take a much stronger stance and avoid being taken in like Little Red Riding Hood as the leasehold wolves dress up like Granny.

We urge ALL leaseholders to contact their MPS to support the Committees recommendations & reject the pledge.

Please click here to email your MP